Edith Oquendo wishes she could file for bankruptcy. When Oquendo, a resident of Kissimmee, Fla., left her job as a photographer at Walt Disney World after she developed carpal tunnel syndrome, she decided she would go back to school “to better” herself, the Huffington Post reports. She heard about Full Sail University, a Florida-based, for-profit college specializing in the entertainment industry with many courses online. Oquendo enrolled, hoping to learn about new photo technology and design programs like Photoshop. To pay for it, Oquendo took out a private student loan. A few years later at age 46, she’s $33,000 in debt with no degree. She’s struggling to make payments since she also has fibromyalgia, is on disability and is unable to work as much as she’d like.

“I wish I just could go back and undo everything,” Oquendo said. “Knowing then what I know now, I would have never taken out the student loan.”

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