Fraud in test taking and student loans can threaten the very existence of online colleges and universities

fraudManually documenting student identities before they take an online exam or receive student loan payments are labor intensive and very costly for schools coping with stagnating technology budgets.

Ensuring students are who they say they are, using the decidedly old-school approach, is also an inefficient system that has fallen short in many online college programs over the past decade as web-based learning grows.

The problem of identity fraud has become so pervasive in higher education that officials...

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