It’s the season for students and families across the nation to start filling out their federal student aid applications and a study released today by Citizens Bank finds that a large majority are more stressed by the loan process than by actually applying to college, while more than half do not fully understand the student loan financial aid process.

The online survey of more than 2,000 Americans aged 18 and over showed that Millennials in particular found the process both confusing (74%) and stressful (76%) with more than half (53%) of Millennials and 60 percent of parents and others pointing to...

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