The Wilfred Academy promised her “everything you’ll need for your beauty career.” When she enrolled, Ana Salazar, a single mother of four, then 40, believed it was a ticket out of her minimum wage job as a security guard, the New York Times reports. But 26 years later, Ms. Salazar, who is retired and lives on government assistance, still doesn’t know how to cut hair. The Wilfred branch at West 50th Street and Broadway, one in a nationwide chain of beauty schools, was shuttered before she could complete the course. The only thing she has to show for her time there is a pile of repayment requests for a federally guaranteed loan that has ballooned to more than $16,000 with interest and fees…

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