Last week, Rep. Virginia Foxx expressed her lack of tolerance for people with student loans. Having worked her way through school without borrowing a dime, Foxx believes there is no reason students should have large amounts of student debt, U.S. News reports. The Student Loan Ranger knows not everyone understands why most students today must borrow, so we’d like to share some information that may help. We want to begin by saying that many students are attuned to the effects of student debt, and often their unwillingness to borrow can be detrimental to success. Students are also dealing with the constantly imperiled Pell Grant program and a dynamic shift in financial aid policies that prices lower- and middle-income students out of higher education…

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