Growing up, I did exactly what was expected of me. I worked hard through high school and was the first in my family to graduate from college, thanks to the federal Pell Grant, an academic scholarship and work-study program, says a contributor for TakePart.com. Despite that, I still walked away with massive student loans. I don’t regret my choice because my education is the one thing no one can take away from me. But, like too many of my friends, I am now buried in student debt. By the time I pay off my loans, I’ll be in my 50s....

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